TUM Policy on Payment & Deals

• Full payment is to be made via wire transfer, ATM transfer or cash deposit machine before the item(s) can be delivered to the customer

• TUM prefers direct transfer to its CIMB and Maybank accounts to ensure fast and smooth biz transactions. However, interbank transfer (e.g. RHBBank to CIMBclicks) will also be accepted, provided that the customer make the transfer within 24 hours after receiving TUM's invoice and send in a copy of receipt as proof of payment. *Please note however that interbank transfer method is NOT preferable as it is not fair for other customers who are willing to pay direct and on the spot for the same item(s)*

• Any payment made AFTER confirmation is NOT RETURNABLE, so if you wish to cancel your order, it's at your own risk. The best way is to make up your mind before placing your order

• Payment are all in Ringgit Malaysia, cash terms only

• All sales are final and all good(s) sold is NOT returnable, exchangeable or refundable in any form unless the situation requires both parties to do so